In the present education system, lots of people are highly educated day by day and search for a permanent and consistent job. If they get a better job but they do not know how many invested in different kinds of activities. Therefore, lots of money is wasted due to their lack of skill in their personal finance course. In India, many of the people are give a percent on money in their financial advisor for calculating their income tax percent. So if we want to reduce cost then we have enrolled in personal finance course and prepared a personal financial planning. This personal planning with the help of hypothetical example shows how qualitative aspects (happiness) are affected who are studying in personal finance and who are not.