For good reason, women empowerment has become a buzzword in today's society. It has been proven that empowering women causes positive changes in the social, economic, and political spheres. The idea of women’s empowerment involves creating an environment where women can make choices and take control of their lives, with microfinance and self-help groups as one way to achieve this. Microfinance is a financial service that offers small loans to the poor who do not have easy access to formal financial institutions. Self-help groups are community-based organizations that encourage women to come together and pool their resources to start their business. Monitoring the work of self-help groups and microfinance is essential to ensure that these groups are working effectively and efficiently towards their goals, empowering individuals and communities, and making a positive impact on economic development and poverty alleviation. The state of Jammu and Kashmir was granted autonomy under Article 370 of the Indian constitution, while people of the state were guaranteed exclusive rights under Article 35A. However, these Articles made it difficult for women in the region to enjoy equal citizenship rights with men. Women who lived outside the region lost their residency privileges if they married outside the state. As a result, Articles 370 and 35A exacerbated gender inequities while restricting women’s choices and freedoms. The interlink between microfinance, self-help groups, and women's empowerment is explore in this study.